To qualify for the 30,000 bonus rewards points, a total of at least $3,000 in net purchases (purchases minus returns/credits) must post to your account within 3 months from the date your account is opened. I still activate them all because why not, and there is something I might go to or use like Starbucks or national chain. Just applied for the card a few months ago and like it so far. Finally, the Wells Fargo Deals combines both those only for Wells Fargo customers as well as Amex users. Is a relationship necessary to be approved? The new limit on my Wells Fargo Propel American Express® card is (drumroll, please) … $13,200. The Wells Fargo Propel American Express® card is one of the new innovations from Wells Fargo. This is my main driver. Other cards limit to just airfare and rentals. Press J to jump to the feed. A subreddit for discussing any aspect of credit cards. You promise to use your Account only to the limits. How are they with dealing with fraud and etc? Never once had a problem with Wells Fargo. 3x on several categories; travel, dining, gas, streaming... Easy to redeem rewards. We find the best customer service and most consistent customer service from online banks and local credit … For a free card, it's hard to beat. Opens in a new window. It’s one of several rewards cards issued by Wells Fargo.. Offering 3X points per dollar spent on … I looked at a lot of cards for my third cc and went with this one back in august. There's a list of the ones that apply so keep watch of that. Wells Fargo Propel: Pricing information including interest rates, benefits and fees was obtained on May 20, 2020 from published websites and is believed to be accurate, but not guaranteed. Wells Fargo Propel American Express® card full terms and conditions. As with the rest of America's big banks, the reviews on Wells Fargo are mixed at best. Generally speaking, good credit means a credit score of 690 or better. Sign on to the Credit Card Service Center through Wells Fargo Online and select Request Balance Transfer under Account Management. It's pretty great. Because every time I’ve needed service from wells Fargo I’ve waited 20-40 mins on hold. Wells Fargo Propel American Express ® Card Terms and Conditions. I capitalize on the gas, dining, and streaming multipliers. I have ten credit cards & I've never really even been tempted by this one. By using our Services or clicking I agree, you agree to our use of cookies. There’s nothing that this card offers that other banks (chase, Amex) don’t with superior customer service. Your total credit limit will be provided with your Credit Card and shows on each of your billing statements. It is important to pay them in full and on time. The card hits every high note, offering 20,000 bonus points after spending $1,000 in the first … So Netflix, Disney+, and Hulu count, but not SubParTVNetwork Premium+. Chase Freedom Flex, $3800, Oct 2020. Gas for 2 cars, eating with the family, and streaming services for my girlfriend and son. As with the rest of America's big banks, the reviews on Wells Fargo are mixed at best. The Wells Fargo Propel American Express® card doesn’t charge a foreign transaction fee, but that may not be a huge benefit overall since American Express credit cards aren’t as widely accepted overseas as other credit card networks. More posts from the CreditCards community. Limits on withdrawing cash. To capture it, you’ll have to spend $1,000 total in the first three months, earning another 1,000 points at a minimum … I didn’t have any relationship with WF when I got approved. The best Wells Fargo credit card is the Wells Fargo Propel American Express® card because it has a $0 annual fee and an initial rewards bonus of 20,000 points (worth $200) for spending $1,000 in the first three months. The Wells Fargo Visa Signature card earns the same Go Far Rewards as the Wells Fargo Propel card and you can transfer points between accounts. I think it's a good option for folks that want to get it and the Wells Fargo Visa Signature Card as well and use the points to book airline travel with the 50% points bonus. All things considered: 10/10 would recommend. Apple Card, $5000, Sept 2019. Discover It (Student), $2500, Nov 2019. I again asked to double my credit line (from $7,500 to $15,000). Wells Fargo determines your credit line on multiple factors, but the lowest credit line you can receive with this card is $1,500. Or call 1-800-642-4720. Enter your username and password to securely view and manage your Wells Fargo accounts online. A subreddit for discussing any aspect of credit cards. The Wells Fargo Propel American Express® card requires good to excellent credit. This is my workhorse card. As a non-traveling, cash back sort of user with heavy grocery spend, the benefits to me are the bonuses to streaming, dining, and transit. While there are plenty of credit cards without annual fees, few measure up to the Wells Fargo Propel. Even making payments is handled differently than my other cards as I like to make small payments, often. Wells Fargo also makes transferring points from your Wells Fargo Propel card easy – including transfers to family and friends or other Wells Fargo credit cards. I'll be using it for gas while not on the 5% quarter for my chase freedom and for … Press question mark to learn the rest of the keyboard shortcuts. Press question mark to learn the rest of the keyboard shortcuts. Call Wells Fargo customer service at 1-800-642-4720. Since the points on this card — known as … These bonus rewards points will show as redeemable within 1-2 billing periods after they are earned. If you want to redeem your rewards for cash at a Wells Fargo ATM, you must have a Wells Fargo account, … You can request a credit limit increase (CLI) directly from Wells Fargo by phone or online. We may restrict the amount of your credit limit that can be used for Cash Advances. Many AmEx offers are available and their own GoFarMall has tons of online deals. ATM transactions, cash advances of any kind, balance transfers, SUPERCHE… Like a bank account? Getting approved for a credit card requires a little planning. Log into your Wells Fargo online banking account for your credit card and go to the “Manage Credit Limit” tab.. Wells Fargo gives you the option to increase your credit card limit … You should be approved with a score like that. The 3x on streaming is nice since few cards offer it. The Wells Fargo Propel … For best chance of getting Wells Fargo Cards, it's been reported that it can be helpful to establish and use them for banking first. If you do not have a Wells Fargo Credit Card yet, you can request a balance transfer when you apply for a credit … Unlike other cards, this means virtually all transit from rental cars, tolls (bridge, expresslanes, etc...), parking (garage and meters), trains, planes, and public transit. Opens in a new window. New comments cannot be posted and votes cannot be cast, More posts from the CreditCards community. 2. 1. Wells Fargo Propel AMEX app submitted Friday, 27-Jul. Cardholders get up to $600 in cellphone insurance per claim as long as they pay their cellphone bills with their Propel card (max $1,200 … I have always just cashed out and I think the card is awesome. We find the best customer service and most consistent customer service from online banks and local credit unions. For the former it has good rewards, especially when paired with other WF cards as mentioned; for the latter it's a good pairing with a 2% card (Citi Double Cash, Paypal, Fidelity) in a simple 2-card setup. The Freedom Flex offers the same cashback on dining and is a stronger card overall (in my opinion/usage), & the Blue Cash Preferred gives the same transit bonuses with larger streaming ones. Please ask questions and contribute to the knowledge surrounding credit cards. If you opened a Wells Fargo Credit Card within the last 15 months, you may not be eligible for introductory annual percentage rates, fees, … Approval wasn’t hard and they immediately allow you to do a CLI (with another hard pull) if you aren’t happy with the initial credit limit. For best chance of getting Wells Fargo Cards, it's been reported that it can be helpful to establish and use them for banking first. Wells Fargo Propel Approval! Press J to jump to the feed. The Wells Fargo Propel American Express card has no annual fee, while the Capital One Venture card has an annual fee of $95. Lucky you. For example, right now I'm refraining from going to the grocery so I can do a $400 purchase of groceries I would normally get (usually I spend $200/month). Compared to other credit cards that typically have minimum credit … That is advantageous because with the Wells Fargo Visa Signature your points are worth 1.5 cents each (50% more) when you use them to book airfare through Wells Fargo. Wells Fargo Propel Amex – The 20,000-point intro bonus is worth $200. You can pair it with the Wells Fargo Visa Signature card to get 50% more value from your points (when redeeming for airfare). So far it’s been a great experience and I plan on getting their trifecta eventually. Cash Back Cash Wise Visa ® trademark card learn more about the Wells Fargo … Cookies help us deliver our Services. It's a great daily card. Status: pending - need to verify a few pieces of information before giving a credit decision. Please ask questions and contribute to the knowledge surrounding credit cards. Absolutely love this card, just sad that my intro APR is ending soon. I don’t mind because I have been using reddit and other people for guidance as well. All Wells Fargo credit cards have $500 in phone insurance included too. The minimum recommended credit score for this credit card is 700. Do they have a special customer service line for this card? Wells Fargo Propel … We may assign the following limits to your Account: Cash Advance Limit. The 3x on transit I believe is one of the more underrated benefits pre-COVID. I was over 5/24 by a few cards and had a looong standing relationship with wells fargo checking, so I applied primarily for the sign up bonus and was approved for 10k CL. I will say Wells Fargo … However, the Venture card has a significantly higher … Best card on the market if you ask me, I’ve held the card for years , also I feel it’s better then some better cards that have annual fees. The 3x on restaurants applies to literally any merchant under the broader restaurant umbrella, which on a no AF basis can only be matched by CFF/CFU. New Wells Fargo Propel American Express® card cardholders receive 20,000 bonus points when you spend $1,000 in purchases in the first 3 months. These are things like "Spend $X at XYZ merchant, get $10 back" or "Go to ABC merchant online or in-person, get 10% back up to $x.xx cash back". I was under the impression only AmEx direct cards were eligible for AmEx offers. Finally, especially during COVID-19, Wells Fargo Rewards has been dropping silent offers (activation required) where the first purchase of the listed category is 10% cash back up to $40. In general, you’ll need at least … Then everything else goes on my Double Cash. There's a metagame in making the poor man's Chase Trifecta in order to get boosted travel redemption for no annual fee, which is nice for some. I will say Wells Fargo isn’t the best bank and I don’t have any of their other products or services other than this card. WF Deals also stack with the usual rewards benefits. Wells Fargo Propel: Pricing information including interest rates, benefits and fees was obtained on May 20, 2020 from published websites and is believed to be accurate, but not guaranteed. If you don't fit nicely into either group I think you can probably do better. Its a sturdy lil card, it has a metal core that is sandwiched between plastic. If you’re new to credit cards and looking to earn rewards, the Wells Fargo Propel could be a strong starter option. Also interesting is Spotify/Apple Music count, but not Soundcloud. I put everything in the 3X categories, as well as my cellphone bill, on the Propel. Looking to get a Chase Sapphire Preferred next but this is a solid card with a decent SUB for having no AF, and 0% apr for a year. Well once you do a few non-Wells Fargo account payments, they restrict you from making any more for the remainder of the month unless you call in to do them. Just applied for the card a few months ago and like it so far. Can you tell me about the phone insurance? Normally the brand deals are luxury, signup aggressive, or generally lagging in sales. No AF, cell phone insurance that has saved me multiple times, 3% back on gas, food, streaming, and travel. Learn more. Is it worth getting the Wells Fargo propel getting just for the sign up bonus? Disclaimer: The information for the Wells Fargo Propel … I've been thinking about this card for a while now and pulled the trigger last night. This makes each point worth 1.5¢ instead of 1¢. Current credit cards: (list cards, limits, opening date): Wells Fargo Student Card, $500, Mar 2019. How is the bank managing this card? Cash advances and balance transfers do not apply for purposes of this offer and may impact the credit line available for this offer. (8) Credit Limit. How to Increase Your Chances of Getting Approved for Wells Fargo Propel. Many Chase Freedom Unlimited users receive a credit limit of $1,000 - $3,000. Wells Fargo Propel American Express® card cons. As long as you have a minimum of 2,500 points, you can transfer Wells Fargo Propel … Given its robust rewards, profuse perks, and lack of an annual fee, the Wells Fargo Propel American Express® Card has few downsides — except for the credit requirement. Most credit card offers require very good credit. To me it's an okay card for a very specific sort of user--either one who is interested heavily in travel, or one who values simplicity over optimization in terms of cash back. Customer service experience has been good so far. If you’re traveling abroad, consider bringing a Visa or Mastercard credit … Wells Fargo Propel American Express vs. Bank of America® Travel Rewards * The Bank of America® Travel Rewards credit card carries no annual fee and earns an unlimited 1.5 points per … That’s a 76 percent increase, … Do note it's for top services, not every little streaming service on the web. Find out how Chase determines your credit limit … Approval wasn’t hard and they immediately allow you to do a CLI (with another hard pull) if you aren’t happy with the initial credit limit. Some delivery apps are becoming iffy, like Postmates no longer classifies under either restaurants or rideshares so do a test purchase to verify you get 3x when using your carrier of choice. Got the Propel earlier this year and have been happy with this setup ever since. Click here to sign on to your Wells Fargo account(s). It is important to pay them in full and on time. I also have the Barclays Apple rewards card (wouldn’t recommend just get the Apple credit … Important Credit Terms. Called CSR this morning … Low minimum credit line. Next step: apply for Wells Fargo Propel American Express® card. Wells Fargo: Provider of banking, mortgage, investing, credit card, and personal, small business, and commercial financial services. Are you thinking about applying for the Wells Fargo Propel American Express® card? Also how is wells fargo? I have been with Wells Fargo for the past 5 years. Existing relationship with WF. How is this card? Combines both those only for Wells Fargo Propel … Wells Fargo Propel Approval card cons earlier year! Been tempted by this one they with dealing with fraud and etc the... Of $ 1,000 - $ 3,000 keep watch of that Propel American Express® card.... Or better and son agree, you agree to our use of cookies i plan on getting their eventually... 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